Roundtable 3B: Theft, Fraud & the New Reality of HNW Risk

Theft losses are rising—and so are the complexities behind them. From economic pressures and fraud to social media exposure and high-value lifestyle assets, brokers are facing a new landscape of risk. This roundtable explores how theft prevention, client behaviour, underwriting, and claims must evolve to keep pace with modern HNW realities. It’s a chance to share stories, challenge assumptions, and discuss practical ways to protect clients without limiting their lifestyle. What’s driving the rise in theft losses: crime trends, fraud, or client decisions? How are niche assets like fashion, tech, or collectables complicating claims and valuations? Are brokers having the right risk conversations, especially with resistant or image-conscious clients? What can insurers, brokers, and police do to reduce theft exposure? How can brokers use real stories and prevention strategies to build trust and year-round engagement?